The Punjab Government has officially released the January 2026 quarterly installment of Rs. 10,500 under the CM Punjab Himmat Card Scheme for persons with disabilities (PWDs). As banks reopen on Monday, beneficiaries must activate their Himmat Card ATM to withdraw the amount smoothly. This guide explains the activation process, cash withdrawal steps, common issues, and safety tips in a simple, Google Discover–friendly format.
Himmat Card Payment Overview (January 2026)
The latest installment has been credited successfully, and funds are now available through the Bank of Punjab (BOP).
| Detail | Information |
|---|---|
| Scheme Name | CM Punjab Himmat Card |
| Installment | January 2026 (Quarterly) |
| Amount | Rs. 10,500 |
| Bank Partner | Bank of Punjab (BOP) |
| Payment Status | Released |
| Social Welfare Helpline | 1312 |
Step 1: How to Activate Himmat Card ATM (Mandatory)
If this is your first time using the Himmat Card, activation is compulsory before cash withdrawal.
Card Activation Process
- Visit any Bank of Punjab ATM.
- Insert your Himmat Card into the machine.
- Complete biometric thumb verification or enter the OTP sent to your registered mobile number.
- Set a 4-digit ATM PIN of your choice.
- Once confirmed, your card will be activated instantly.
⚠️ Keep your PIN secret and never share it with anyone.
Step 2: How to Withdraw Rs. 10,500 From ATM
After successful activation, you can withdraw your stipend easily.
Cash Withdrawal Steps
- Insert your card and enter the 4-digit PIN.
- Choose Cash Withdrawal from the menu.
- Enter Rs. 10,500 (or Rs. 10,000 if the ATM allows limited denominations).
- Collect your cash and receipt.
Common Problems and Their Solutions
Card Not Active
- Error message like “Card Inactive” may appear.
- Call BOP Helpline: 111-267-200 for assistance.
Biometric Verification Failed
- Visit the nearest BOP branch with your CNIC for manual verification.
Important Tips for Monday Withdrawals
- Avoid peak hours (10 AM – 1 PM). Best time is after 2:00 PM.
- Use off-site ATMs to avoid long queues.
- Beware of fraudsters—only bank staff can assist you.
- Never hand over your card to strangers.
Conclusion
The Rs. 10,500 Himmat Card installment (January 2026) is a crucial support initiative by the Punjab Government for PWDs. To avoid delays, ensure your ATM card is activated before attempting withdrawal. Follow official procedures, stay alert at ATMs, and contact 1312 or the BOP helpline if you face any issues. With proper steps, you can access your funds smoothly and safely.
